🏆 The Credibility Board

Ranked by Effective Balance — credits remaining after applying the participation decay. Idle credits lose value; winnings are always preserved.

📐 Scoring Formula

Effective Balance = Total Dividends Returned + Idle Credits × (Participation Rate^2.0)

Dividend = Stake × Odds × Winning Unit · Idle = Credits Granted − Credits Staked (floor 0)

At decay power 2.0: rate 100% → multiplier 1.0 (no loss) · 50% → 0.25 · 0% → 0.00 (all idle credits lost). Dividends are never decayed.

Granted = 100 credits × unlocked regular days + 200 tournament credits (once tournament starts)

#	Player	Effective Balance ⭐	Raw Balance	Granted	Staked	Returned	Participation	Days Picked
🥇	KennyM	0.00	0.00	0	0	0.00	100.0%	0 / 0
🥈	Leo	0.00	0.00	0	0	0.00	100.0%	0 / 0

📊 Fun Facts

🥇 KennyM leads with effective balance 0.00. Full participation — credits fully preserved.
💀 Leo sits last at 0.00. Tough luck. Better picks needed. 🎯
📈 Average participation rate: 100%.